Use the following test cards to simulate different payment scenarios:
All valid till dates should be future, all CVC are random
| ID | Amount | Created At | Status | Reference | Context |
|---|---|---|---|---|---|
| 308770 | 1200 | 2026-10-19 15:19:29 | hold authorized | wkkkkm3kqrrgj8p8dyp9vw4q4ph7 |
{
"message": {
"emv": {
"emvReceiptFieldList": "Application Label: CAPITAL ONE,TC: CF6D416E1DA2335C,TVR: 0000008000,AID: A0000000041010,IAD: 00",
"iccApplicationLabel": "CAPITAL ONE",
"emvPOSEntryIndicator": "CHIP",
"applicationCryptogram": "CF6D416E1DA2335C",
"issuerApplicationData": "0110A74003040000000000000000000000FF",
"iccApplicationIdentifier": "A0000000041010",
"issuerAuthenticationData": "00",
"terminalApplicationLabel": "MASTERCARD",
"transactionStatusIndicator": "E800",
"terminalVerificationResults": "0000008000",
"applicationPANSequenceNumber": "01",
"applicationTransactionCounter": "00B7"
},
"card": {
"brand": "MASTERCARD",
"cardType": "MC",
"maskedPAN": "545756***7568",
"tenderType": "CREDIT",
"cardholderName": "CYDNEE THAW",
"expirationYear": "27",
"expirationMonth": "07"
},
"industry": {
"data": {
"roomRate": "300.00",
"guestName": "Cydnee cara Thaw",
"ticketROC": "1190",
"roomNumber": "2164",
"arrivalDate": "101926",
"folioNumber": "8551562",
"programCode": 1,
"departureDate": "102326",
"durationOfStay": "4",
"employeeNumber": "50",
"chargeDescription": 1
},
"customReportingData": "CN8551562"
},
"response": {
"rawData": "0001,01\r\n0002,1200.00\r\n0003,ID:9589218333466151855\r\n0004,0727\r\n0006,07830Z\r\n0007,1190\r\n0013,101926\r\n0014,151926\r\n0030,1\r\n0047,M;1;1;1;0;1;5;1;1;1;4;C;0;4\r\n0054,05\r\n0060,null\r\n0070,null\r\n0115,010\r\n0169,0\r\n0300,1\r\n0301,8551562\r\n0302,300.00\r\n0303,101926\r\n0304,102326\r\n0305,1\r\n0307,4\r\n0308,1190\r\n0309,50\r\n0310,2164\r\n0313,Cydnee cara Thaw\r\n0647,1\r\n0741,FSWa-2HvSgeYqhsYPsAghg\r\n1000,MC\r\n1001,MASTERCARD\r\n1002,CYDNEE THAW\r\n1003,0000\r\n1005,8047588424\r\n1008,545756***7568\r\n1010,APPROVED\r\n1022,00\r\n1102,wPBqQbbG2BYypVtg\r\n1300,CF6D416E1DA2335C\r\n1301,00\r\n1305,0110A74003040000000000000000000000FF\r\n1307,0000008000\r\n1313,01\r\n1320,00B7\r\n1325,A0000000041010\r\n1326,CAPITAL ONE\r\n1327,MASTERCARD\r\n1334,E800\r\n1378,1326|Application Label: ;1300|TC: ;1307|TVR: ;1325|AID: ;1301|IAD: ;\r\n1379,1326|Application Label: ;1300|AAC: ;1307|TVR: ;1325|AID: ;1301|IAD: ;\r\n1380,CHIP\r\n5013,gdWCMb6wqTPXXvjM\r\n5026,ELAVON_C2_V2\r\n5035,9589218333466151855\r\n6001,HPI-r4.8.20-API-V2;intId:Qt6r3Y6JbXWQy6tB;deviceId:gdWCMb6wqTPXXvjM\r\n6002,jQHKgcQq\r\n6254,wkkkkm3kqrrgj8p8dyp9vw4q4ph7\r\n6256,2026-11-18T22:19:26.938Z\r\n7011,CN8551562\r\n",
"responseCode": "0000",
"responseText": "APPROVED",
"authorizationCode": "07830Z",
"issuerResponseCode": "00",
"authorizationExpiresAt": "2026-11-18T22:19:26.938Z"
},
"transType": "AUTH",
"compliance": {
"entryMode": "05",
"posDataCode": {
"cardPresent": "1",
"posAttendance": "0",
"terminalLocation": "1",
"cardDataInputMode": "5",
"cardholderPresent": "0",
"posDeviceCapability": "M",
"pinCaptureCapability": "C",
"posDeviceTerminalType": "4",
"cardDataOutputCapability": "1",
"cardDataAuthenticationMode": "1",
"cardholderAuthenticationMode": "1",
"terminalDataOutputCapability": "4",
"terminalCardCaptureCapability": "1",
"cardholderAuthenticationCapability": "1"
},
"customerCode": "null",
"uniqueLaneId": "null",
"uniqueDeviceId": "null",
"genericComplianceData": "FSWa-2HvSgeYqhsYPsAghg"
},
"identifiers": {
"transId": "wPBqQbbG2BYypVtg",
"hpiLoggingId": "jQHKgcQq",
"merchantNumber": "8047588424",
"hpiTrackingNumber": "HPI-r4.8.20-API-V2;intId:Qt6r3Y6JbXWQy6tB;deviceId:gdWCMb6wqTPXXvjM"
},
"transAmount": "1200.00",
"safetyFields": {
"tokenization": {
"token": "ID:9589218333466151855",
"typeProvided": "ELAVON_C2_V2"
}
},
"manuallyEntered": "FALSE",
"partialAuthFlag": "1",
"referenceNumber": "1190",
"transactionDateTime": "2026-10-19T15:19:26Z",
"gatewayTransactionId": "wkkkkm3kqrrgj8p8dyp9vw4q4ph7"
},
"messageType": "application\/vnd.elavon.transaction-b.v1+json",
"responseChannel": {
"responsePayloadFormat": "DEVICEMESSAGE"
},
"responseChannelType": "SYNCHRONOUS"
}
|
| 308769 | 1200 | 2026-10-19 15:19:22 | hold declined | tpmwb7938k94dc6x48yvrmqgwm3r |
{
"id": "tpmwb7938k94dc6x48yvrmqgwm3r",
"tip": null,
"card": {
"bin": "556717",
"brand": "MasterCard Credit",
"last4": "1938",
"billTo": null,
"scheme": "MasterCard",
"isDebit": "false",
"panToken": {
"type": "pan",
"token": "9556574828720613035",
"provider": "ELAVON_C2_V2"
},
"holderName": "Virtual Card",
"isCorporate": "true",
"issuingBank": "JPMORGAN CHASE BANK, N.A.",
"isDccAllowed": "true",
"maskedNumber": "XXXXXXXXXXXX1938",
"fundingSource": "credit",
"expirationYear": 2029,
"issuingCountry": "USA",
"panFingerprint": "3h9w3y43cpht9vhkctx6bx8827w4",
"expirationMonth": 9,
"issuingCurrency": "USD",
"paymentAccountReference": "50018ZVKOPS7O242W7OFS4NLF9NE1"
},
"href": "https:\/\/api.na.elavonpayments.com\/transactions\/tpmwb7938k94dc6x48yvrmqgwm3r",
"type": "sale",
"batch": null,
"order": null,
"state": "declined",
"total": {
"amount": "1200.00",
"currencyCode": "USD"
},
"shipTo": null,
"source": "directApiCall",
"account": "https:\/\/api.na.elavonpayments.com\/accounts\/d3pxhr4rd8jrqqvk2rcy264wmg7x",
"advices": [],
"history": [],
"lodging": {
"roomRate": {
"amount": "6.32",
"currencyCode": "USD"
},
"guestName": "Cydnee cara Thaw",
"roomNumber": "2164",
"arrivalDate": "2026-10-19",
"programCode": "normalStay",
"extraCharges": [],
"departureDate": "2026-10-23",
"durationOfStay": 4,
"folioReference": "CN8551562",
"ticketReference": "308769",
"employeeReference": "50",
"extraChargesTotal": null
},
"shopper": "https:\/\/api.na.elavonpayments.com\/shoppers\/8978hrw7qfmbgtpq4v3mtd2t22qf",
"failures": [
{
"code": "declinedByIssuer",
"field": null,
"description": "Declined by the card issuer"
},
{
"code": "exceedsApprovalAmountLimit",
"field": null,
"description": "Exceed approval amount limit"
}
],
"merchant": "https:\/\/api.na.elavonpayments.com\/merchants\/d3pxhr4rd8jrqqvk2rcy264wmg7x",
"salesTax": null,
"terminal": "https:\/\/api.na.elavonpayments.com\/terminals\/pk3h9cdk2hgcmrbm9q2r2yvwdwkx",
"createdAt": "2026-10-19T22:19:22.404Z",
"createdBy": null,
"doCapture": false,
"signature": null,
"surcharge": null,
"achPayment": null,
"isDeferred": false,
"markupRate": null,
"modifiedAt": "2026-10-19T22:19:22.404Z",
"modifiedBy": null,
"storedCard": "https:\/\/api.na.elavonpayments.com\/stored-cards\/yvx8x2r8hxvyx8xh9xb4tdddbx2x",
"description": null,
"isRetryable": false,
"issuerTotal": null,
"manualBatch": null,
"paymentLink": null,
"customFields": null,
"isAuthorized": false,
"paymentGroup": null,
"shippingDate": null,
"subscription": null,
"debtorAccount": null,
"doSendReceipt": false,
"fundsTransfer": null,
"invoiceNumber": null,
"marketSegment": "lodging",
"paymentMethod": "Card",
"totalRefunded": null,
"typeQualifier": null,
"conversionRate": null,
"fraudDetection": null,
"orderReference": null,
"partialCapture": {
"totalCaptured": null,
"totalCapturable": null,
"isPartiallyCapturable": false
},
"paymentSession": null,
"clientReference": null,
"customReference": "reservation:84652",
"isHeldForReview": false,
"issuerReference": "MCFI48OJY ",
"refundableUntil": null,
"schemeReference": "_96fBJ0hTgWJmzOlro1OBA",
"shopperTimeZone": null,
"totalRefundable": {
"amount": "0.00",
"currencyCode": "USD"
},
"processorAccount": "https:\/\/api.na.elavonpayments.com\/processor-accounts\/d7df6thkywdtwrw8fgqwp6mr6828",
"rateProviderName": null,
"shopperIpAddress": null,
"shopperReference": null,
"shopperStatement": null,
"storedAchPayment": null,
"authorizationCode": null,
"deviceInteraction": null,
"isTotalAdjustable": true,
"parentTransaction": null,
"doAutoCaptureAfter": null,
"issuerResponseCode": "61",
"pointOfInteraction": null,
"polishBankTransfer": null,
"processorDirective": "none",
"processorReference": "1019221922",
"purchaserReference": null,
"shopperInteraction": "merchantInitiated",
"shopperLanguageTag": null,
"customReportingData": null,
"paymentMethodOrigin": "Card",
"relatedTransactions": [],
"shopperEmailAddress": "cydneethaw@gmail.com",
"verificationResults": {
"name": "unsupported",
"securityCode": "unprovided",
"addressStreet": "unprovided",
"threeDSecureV2": "unprovided",
"addressPostalCode": "unprovided",
"cryptogramSecurity": "unprovided"
},
"credentialOnFileData": null,
"credentialOnFileType": "unscheduled",
"markupRateAnnotation": null,
"partialAuthorization": {
"totalRemaining": {
"amount": "0.00",
"currencyCode": "USD"
},
"totalRequested": {
"amount": "1200.00",
"currencyCode": "USD"
},
"isPartiallyAuthorized": false,
"isPartiallyAuthorizable": false
},
"authorizationExpiresAt": null,
"paymentMethodQualifier": "credit",
"processorBatchReference": null,
"latestAuthorizedTotalAdjustment": null
}
|
| 308628 | 2523.23 | 2026-10-19 00:58:36 | captured | jdc29trcv8qtkbgkfcd3xmgwbh8w |
{
"id": "jdc29trcv8qtkbgkfcd3xmgwbh8w",
"tip": null,
"card": {
"bin": "556717",
"brand": "MasterCard Credit",
"last4": "1938",
"billTo": null,
"scheme": "MasterCard",
"isDebit": "false",
"panToken": {
"type": "pan",
"token": "9556574828720613035",
"provider": "ELAVON_C2_V2"
},
"holderName": "Virtual Card",
"isCorporate": "true",
"issuingBank": "JPMORGAN CHASE BANK, N.A.",
"isDccAllowed": "true",
"maskedNumber": "XXXXXXXXXXXX1938",
"fundingSource": "credit",
"expirationYear": 2029,
"issuingCountry": "USA",
"panFingerprint": "3h9w3y43cpht9vhkctx6bx8827w4",
"expirationMonth": 9,
"issuingCurrency": "USD",
"paymentAccountReference": "50018ZVKOPS7O242W7OFS4NLF9NE1"
},
"href": "https:\/\/api.na.elavonpayments.com\/transactions\/jdc29trcv8qtkbgkfcd3xmgwbh8w",
"type": "sale",
"batch": null,
"order": null,
"state": "captured",
"total": {
"amount": "2523.23",
"currencyCode": "USD"
},
"shipTo": null,
"source": "directApiCall",
"account": "https:\/\/api.na.elavonpayments.com\/accounts\/d3pxhr4rd8jrqqvk2rcy264wmg7x",
"advices": [],
"history": [
{
"state": "authorized",
"modifiedAt": "2026-10-19T07:58:37.221Z",
"modifiedBy": null
}
],
"lodging": {
"roomRate": {
"amount": "571.91",
"currencyCode": "USD"
},
"guestName": "Cydnee cara Thaw",
"roomNumber": "2164",
"arrivalDate": "2026-10-19",
"programCode": "normalStay",
"extraCharges": [],
"departureDate": "2026-10-23",
"durationOfStay": 4,
"folioReference": "CN8551562",
"ticketReference": "308628",
"employeeReference": "45",
"extraChargesTotal": null
},
"shopper": "https:\/\/api.na.elavonpayments.com\/shoppers\/8978hrw7qfmbgtpq4v3mtd2t22qf",
"failures": [],
"merchant": "https:\/\/api.na.elavonpayments.com\/merchants\/d3pxhr4rd8jrqqvk2rcy264wmg7x",
"salesTax": null,
"terminal": "https:\/\/api.na.elavonpayments.com\/terminals\/pk3h9cdk2hgcmrbm9q2r2yvwdwkx",
"createdAt": "2026-10-19T07:58:37.221Z",
"createdBy": null,
"doCapture": true,
"signature": null,
"surcharge": null,
"achPayment": null,
"isDeferred": false,
"markupRate": null,
"modifiedAt": "2026-10-19T07:58:38.079Z",
"modifiedBy": null,
"storedCard": "https:\/\/api.na.elavonpayments.com\/stored-cards\/yvx8x2r8hxvyx8xh9xb4tdddbx2x",
"description": null,
"isRetryable": false,
"issuerTotal": null,
"manualBatch": null,
"paymentLink": null,
"customFields": null,
"isAuthorized": true,
"paymentGroup": null,
"shippingDate": null,
"subscription": null,
"debtorAccount": null,
"doSendReceipt": false,
"fundsTransfer": null,
"invoiceNumber": null,
"marketSegment": "lodging",
"paymentMethod": "Card",
"totalRefunded": null,
"typeQualifier": null,
"conversionRate": null,
"fraudDetection": null,
"orderReference": null,
"partialCapture": {
"totalCaptured": null,
"totalCapturable": null,
"isPartiallyCapturable": false
},
"paymentSession": null,
"clientReference": null,
"customReference": "reservation:84652",
"isHeldForReview": false,
"issuerReference": "MCF88RPPQ ",
"refundableUntil": null,
"schemeReference": "rUtfA0SESFCq1_CUwwgECw",
"shopperTimeZone": null,
"totalRefundable": {
"amount": "2523.23",
"currencyCode": "USD"
},
"processorAccount": "https:\/\/api.na.elavonpayments.com\/processor-accounts\/d7df6thkywdtwrw8fgqwp6mr6828",
"rateProviderName": null,
"shopperIpAddress": null,
"shopperReference": null,
"shopperStatement": null,
"storedAchPayment": null,
"authorizationCode": "003685",
"deviceInteraction": null,
"isTotalAdjustable": false,
"parentTransaction": null,
"doAutoCaptureAfter": null,
"issuerResponseCode": "00",
"pointOfInteraction": null,
"polishBankTransfer": null,
"processorDirective": "none",
"processorReference": "1019075837",
"purchaserReference": null,
"shopperInteraction": "merchantInitiated",
"shopperLanguageTag": null,
"customReportingData": null,
"paymentMethodOrigin": "Card",
"relatedTransactions": [],
"shopperEmailAddress": "cydneethaw@gmail.com",
"verificationResults": {
"name": "unsupported",
"securityCode": "unprovided",
"addressStreet": "unprovided",
"threeDSecureV2": "unprovided",
"addressPostalCode": "unprovided",
"cryptogramSecurity": "unprovided"
},
"credentialOnFileData": null,
"credentialOnFileType": "unscheduled",
"markupRateAnnotation": null,
"partialAuthorization": {
"totalRemaining": {
"amount": "0.00",
"currencyCode": "USD"
},
"totalRequested": {
"amount": "2523.23",
"currencyCode": "USD"
},
"isPartiallyAuthorized": false,
"isPartiallyAuthorizable": false
},
"authorizationExpiresAt": "2026-10-26T07:58:37.221Z",
"paymentMethodQualifier": "credit",
"processorBatchReference": null,
"latestAuthorizedTotalAdjustment": null
}
|